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Help and assistance programs

Help and assistance programs

What to do if your benefits application is denied

A denial is not always the final word. Most benefit programs give you the right to appeal or reapply — and many decisions are reversed once a missing document or a simple error is fixed.

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Help and assistance programs

How to stop a utility shutoff

If your power, gas, or water is about to be shut off, you often have more options than you realize — from emergency assistance and payment plans to legal protections that can delay or prevent disconnection.

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Help and assistance programs

How to get help paying for prescriptions

If your medications cost too much, patient assistance programs, discount tools, and community clinics can bring the price way down — sometimes to little or nothing.

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Help and assistance programs

How to get help paying for childcare

Childcare is one of the biggest costs families face, but subsidy programs and free early-learning options like Head Start can cut it dramatically — or cover it entirely.

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Help and assistance programs

SSI vs SSDI: disability benefits explained

SSI and SSDI both provide monthly income if a disability keeps you from working — but they qualify people differently: SSI is based on financial need, while SSDI is based on your work history.

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Help and assistance programs

How Section 8 housing vouchers work

A Section 8 Housing Choice Voucher helps you pay rent on a home you choose in the private market — you generally pay about 30% of your income and the program covers the rest.

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Help and assistance programs

How TANF cash assistance works for families

TANF gives short-term monthly cash to families with children who have little or no income — and often connects you to job, childcare, and other support along the way.

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Help and assistance programs

How to get emergency rental and eviction help

If you're behind on rent or facing eviction, emergency rental assistance and local programs may be able to cover back rent and help you stay housed — but acting early makes a big difference.

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Help and assistance programs

How to get help with your phone bill

If you're struggling to pay your phone or internet bill, there are real programs that can lower your costs or even cover them. Here's how to find help.

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Help and assistance programs

How to apply for unemployment

If you've lost your job, unemployment benefits can help you cover basic bills while you look for work. Here are the steps to file a claim and what to expect.

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Help and assistance programs

What WIC offers for families

WIC is a free government program that provides food, nutrition support, and other resources to pregnant women, new moms, babies, and young children who qualify.

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Help and assistance programs

How to apply for SNAP

Applying for SNAP food benefits can feel overwhelming, but the process is simpler than most people think. Here are the steps to get food help when you need it most.

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Help and assistance programs

How to get free tax and money help

Free, trustworthy tax and money help is available near you — no cost, no judgment, just real support from trained people who want to help.

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Help and assistance programs

How unemployment benefits work

Unemployment benefits can give you some income to cover basics while you look for your next job. Here is how the program works and how to apply.

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Help and assistance programs

How to find local assistance programs

Finding local help for housing, health, and other needs can feel overwhelming. This guide shows you simple, practical ways to locate assistance programs right in your community.

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Help and assistance programs

How Medicaid works, explained

Medicaid is a government program that gives free or very low-cost health coverage to people with limited income. If you qualify, it can help pay for doctor visits, hospital stays, prescriptions, and more.

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Help and assistance programs

How LIHEAP helps with energy bills

LIHEAP is a free government program that helps low-income households pay heating and cooling bills. If you're struggling to keep the lights on or stay warm, this program may be able to help.

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Help and assistance programs

How SNAP (food stamps) works

SNAP (formerly food stamps) helps low-income individuals and families pay for groceries. Here's how it works and how to apply.

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