Effective June 1, 2026
These Terms of Use (the “Terms”) govern your use of the MoneyFAQ website and any content, features, or services made available through it (the “Services”), provided by MoneyFAQ (“we,” “us,” or “our”). BY USING THE SERVICES, YOU ACCEPT AND AGREE TO THESE TERMS. If you do not agree, do not use the Services.
As between you and us, we own all rights, title, and interest in and to the Services, including all content, code, data, design, and the look and feel, along with all related intellectual property rights. Your use of the Services does not transfer ownership of any content or materials to you.
We grant you a limited, personal, non-commercial license to access and view the content on the Services. You may print or download a reasonable number of pages for your own personal use. You must not reproduce, distribute, modify, create derivative works from, publicly display, or commercially exploit any part of the Services except as expressly permitted, and you must not remove any copyright, trademark, or other proprietary notices.
We may withdraw or amend the Services at our discretion without notice, and we will not be liable if the Services are unavailable at any time. If you create an account, you agree that the information you provide is accurate and current, and you are responsible for keeping your password confidential and for all activity under your account. Notify us immediately of any unauthorized use. We may disable any account at any time if we believe you have violated these Terms.
If the Services allow you to submit content (such as messages or feedback), you are responsible for that content and represent that you have the right to submit it and that it complies with these Terms. You agree not to use the Services:
The trademarks, logos, and service marks displayed on the Services are our marks or those of their respective owners and may not be used without prior written permission in any manner likely to cause confusion or that disparages the owner.
Information you provide through the Services is handled in accordance with our Privacy Policy, which is incorporated into these Terms by reference. You are responsible for the accuracy of the information you provide.
The content on the Services is provided for general educational purposes only and is not financial, legal, tax, or investment advice. We are not a lender, bank, broker, or insurer. Any reliance you place on the content is at your own risk. Consult a qualified professional before making financial decisions. Offers shown are provided by third parties, and approval, rates, and terms are determined solely by those partners.
We do not warrant the accuracy, completeness, or usefulness of information on the Services. Content provided by third parties reflects the views of those parties, not necessarily ours, and we are not responsible or liable for it.
You agree to defend, indemnify, and hold us and our affiliates and their officers, directors, employees, and agents harmless from any claims, liabilities, costs, and expenses (including attorneys’ fees) arising from your use of the Services or your breach of these Terms.
The owner of the Services is based in the Commonwealth of Puerto Rico. We provide the Services for use by persons located in the United States and its related territories, and we make no claim that the Services are appropriate or available elsewhere. If you access the Services from other locations, you do so on your own initiative and are responsible for compliance with local laws.
The Services may link to third-party websites. We have no responsibility for and do not endorse the content, products, or services on those sites. Any reliance on a third-party site is at your own risk.
THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE. IF YOU ARE DISSATISFIED WITH THE SERVICES, YOUR SOLE REMEDY IS TO STOP USING THEM.
TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL MONEYFAQ, ITS AFFILIATES, OR THEIR OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF, OR INABILITY TO USE, THE SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU.
We may change, suspend, or discontinue any aspect of the Services at any time. We may restrict, suspend, or terminate your access if we believe you have breached these Terms or applicable law, or for any other reason, without notice or liability.
We may change these Terms at any time at our discretion. Changes are effective when posted. Your continued use of the Services after changes are posted constitutes acceptance of those changes.
All matters relating to the Services and these Terms, and any dispute or claim arising from or related to them (including non-contractual disputes), are governed by and construed in accordance with the internal laws of the Commonwealth of Puerto Rico, without regard to conflict-of-law rules.
Any legal suit, action, or proceeding arising out of or related to these Terms or the Services shall be instituted exclusively in the courts of the Commonwealth of Puerto Rico located in the City of San Juan. You waive any objection to jurisdiction and venue in those courts. At our sole discretion, we may require any dispute to be resolved by final and binding arbitration under the Rules of Arbitration of the American Arbitration Association applying the law of the Commonwealth of Puerto Rico. All parties waive their respective rights to a trial by jury.
PLEASE READ THIS SECTION CAREFULLY — IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT AND TO HAVE A JURY TRIAL. Except as otherwise provided below, you and MoneyFAQ agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Services (a “Dispute”) will be resolved exclusively through final and binding individual arbitration, rather than in court.
Informal resolution first: Before starting arbitration, you agree to first contact us at support@moneyfaq.com and provide a brief written description of the Dispute and your contact information. The parties will attempt in good faith to resolve the Dispute informally for at least sixty (60) days before either party may initiate arbitration.
Arbitration rules and forum: The arbitration will be administered by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules, as modified by these Terms. The arbitration will be conducted by a single neutral arbitrator. Applicable law is the law of the Commonwealth of Puerto Rico. Judgment on the award may be entered in any court of competent jurisdiction.
CLASS ACTION AND JURY TRIAL WAIVER: You and MoneyFAQ agree that each may bring claims against the other only in an individual capacity, and NOT as a plaintiff or class member in any purported class, collective, consolidated, or representative proceeding. The arbitrator may not consolidate more than one person’s claims and may not otherwise preside over any form of a representative or class proceeding. YOU AND MONEYFAQ WAIVE ANY RIGHT TO A TRIAL BY JURY.
Exceptions and opt-out: Either party may bring an individual claim in small-claims court if it qualifies, and either party may seek injunctive or equitable relief in court for the alleged infringement or misuse of intellectual property or unauthorized access to the Services. You may opt out of this arbitration agreement by sending written notice to support@moneyfaq.com within thirty (30) days of first accepting these Terms; if you opt out, the “Disputes — Governing Law and Jurisdiction” section will govern. If any portion of this Section is found unenforceable, the remainder will continue to apply, except that if the class action waiver is found unenforceable, this entire arbitration Section will be null and void.
Our failure to enforce any provision is not a waiver of that provision. If any provision is held invalid or unenforceable, the remaining provisions remain in full force and effect. These Terms and our Privacy Policy constitute the entire agreement between you and MoneyFAQ regarding the Services.
The Services are operated by MoneyFAQ in the Commonwealth of Puerto Rico. Questions, feedback, and requests for support should be directed to support@moneyfaq.com or through our Contact page at /contact.
These Terms were last modified on June 1, 2026.
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