Calculators & money tools
Simple, plain-language calculators to help you plan loans, pay off debt, save, and budget. Our guides and FAQs are always free to read — the calculators are a free perk when you make an account.
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Loan comparison calculator
Put up to 3 loan offers side by side and see which is cheapest each month and overall.
Multi-debt payoff calculator
List your debts and compare the snowball vs avalanche plans to get debt-free faster.
Loans and borrowing
Loan payment calculator
See your monthly payment and total interest on a loan.
Payday loan cost calculator
See the real cost of a payday or short-term loan.
Credit cards
Credit card payoff calculator
Find out how long it takes to clear a card balance.
Minimum payment trap calculator
See how paying only the minimum stretches out your debt.
Credit improvement
Credit utilization calculator
See how much of your credit you're using — and the impact.
Saving money
Emergency fund starter calculator
See how fast small, steady saving builds a safety net.
Small savings habit calculator
See how a little set aside regularly grows over time.
Savings goal calculator
See how long it takes to reach a savings goal.
Debt payoff
Debt payoff calculator
See how paying a little extra speeds up your payoff.
Budgeting and affordability
Can I afford this loan?
See if a new loan payment might fit your monthly budget.
50/30/20 budget calculator
Split your take-home pay into needs, wants, and savings.
Prefer to just read? All 11+ tools have matching free guides.