How to cut your electric bill
Small changes around the house can noticeably lower your electric bill — here are the ones that actually move the needle.
Key takeaways
- Heating and cooling are the biggest driver — a smart thermostat and a few degrees help most.
- LEDs, cold-water washing, and sealing drafts add up.
- Ask your utility about time-of-use rates and a free energy assessment.
Electricity is a bill you have more control over than most. A handful of habits and cheap upgrades can shave real money off every month without making your home uncomfortable.
Changes that make the biggest difference:
- Heating and cooling are usually the biggest cost — adjust your thermostat a few degrees and use a programmable or smart thermostat
- Switch to LED bulbs, which use a fraction of the energy of old bulbs
- Unplug or use power strips for electronics that draw power even when off ('phantom' load)
- Wash clothes in cold water and clean the dryer lint trap
- Run full loads in the dishwasher and let dishes air-dry
- Seal drafts around doors and windows so you're not paying to heat or cool the outdoors
Also check whether your utility offers time-of-use rates — running big appliances during off-peak hours can lower costs. And ask your utility for a free home energy assessment; many provide one and will point out your specific savings.
None of these require a big budget. Stacked together, small changes often cut a noticeable chunk off your monthly electric bill.
What this is
Why it matters
What you can do next
Related FAQs
Common questions about this topic, answered simply.
What uses the most electricity at home?
Heating and cooling almost always top the list, followed by water heating, laundry, and the refrigerator. That's why thermostat habits and sealing drafts usually deliver the biggest savings.
Do LED bulbs really save money?
Yes. LEDs use roughly 75–90% less energy than old incandescent bulbs and last far longer, so they pay for themselves and keep saving. Many utilities even give them away or discount them.
What are time-of-use rates?
Some utilities charge less for electricity during off-peak hours (like late evening). If yours offers this, running big appliances — laundry, dishwasher — during cheaper windows can lower your bill. Ask your utility if it's available.
Keep reading
How to read your utility bill and spot overcharges
Utility bills are confusing on purpose — learning to read yours helps you catch errors, understand charges, and find ways to pay less.
Read Handling your billsFree energy-saving programs from your utility
Your own utility company often offers free upgrades and rebates that permanently lower your bill — most people just never ask.
Read Handling your billsHow to lower your heating and cooling costs
Heating and cooling are usually the biggest part of a utility bill — these low-cost steps keep you comfortable while paying less.
Read Handling your billsBudget billing vs actual billing: which saves you money
Budget billing smooths your utility payments into an even monthly amount — helpful for planning, but here's when it actually saves money and when it doesn't.
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