Getting through hardship
How to ask for a hardship plan
When money gets tight, you can ask lenders and billers for a hardship plan. This guide shows you how to make that call or send that message with confidence.
Read Getting through hardshipHow to write a hardship letter
A hardship letter explains your situation to a lender or creditor in simple, honest terms. This guide shows you what to say and how to say it so you can ask for help with confidence.
Read Getting through hardshipHow to get back on your feet after hardship
A gentle, steady plan to help you rebuild your finances one small step at a time after a period of hardship.
Read Getting through hardshipHardship programs you might qualify for
Real help exists when times get tough. This guide walks you through hardship programs that may be available to you — no judgment, just practical options worth knowing about.
Read Getting through hardshipWhat counts as financial hardship
Financial hardship can be hard to put into words. This article explains what it means in plain terms and what you can do next.
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