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Cars and auto loans

Cars and auto loans

How car repossession works

Car repossession can happen faster than most people expect. This guide explains how the process works and what steps you can take to protect your vehicle.

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Cars and auto loans

What to do if you're behind on car payments

If you're behind on car payments, you have more options than you might think. Acting fast and talking to your lender early can help you keep your car and protect your finances.

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Cars and auto loans

What gap insurance is

Gap insurance covers the difference between what you owe on your car loan and what your car is actually worth if it gets totaled or stolen. It can protect you from being stuck paying a bill for a car you no longer have.

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Cars and auto loans

How to refinance a car loan

Refinancing a car loan means replacing your current loan with a new one — sometimes with a lower payment or better terms. Here's how it works and when it might make sense for you.

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Cars and auto loans

How your credit affects a car loan

Your credit score plays a big role in how much a car loan will cost you. Here is why your score changes the price — and what you can do about it.

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Cars and auto loans

How to avoid car-buying traps

Car dealers use some sneaky tricks that can cost you a lot of money. Here is what to watch for so you can protect yourself and drive away with a fair deal.

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Cars and auto loans

How auto loans work, in plain words

Thinking about borrowing money to buy a car? Here is a plain-English breakdown of how auto loans work, what to expect, and how to protect yourself.

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Cars and auto loans

What 'buy here, pay here' really costs

Buy here, pay here dealerships offer easy approval, but the real cost is often much higher than it looks. Here is what to know before you sign anything.

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Cars and auto loans

The true cost of owning a car

The sticker price is just the beginning. Owning a car comes with a whole set of ongoing costs that can add up fast — and knowing them ahead of time helps you plan.

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Cars and auto loans

How to buy a used car on a budget

Finding a reliable used car without breaking the bank is possible with the right plan. This guide walks you through practical steps to get dependable wheels on a tight budget.

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