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Decision guidePuerto Rico 3 min

Hacienda or the IRS — where do I file if I live in Puerto Rico?

Puerto Rico has its own tax system. Bona fide residents report income to Hacienda and usually exclude Puerto Rico income from U.S. federal tax. But federal forms still matter for self-employed workers, people with mainland income, and parents claiming the Child Tax Credit. This guide sorts out which forms are yours — it isn't tax advice.

30-second explainer· Video in Spanish
62s

The short version — then walk through the questions below for your situation.

Question 1 of about 3

Did you live in Puerto Rico for the whole year (roughly 183+ days, home and family here)?

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Educational only — not legal, tax, or financial advice. Typical ranges are shown; your contract, lender, and state law set the exact rules. MoneyFAQ is not a lender.

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