Decision guidePuerto Rico 4 min

FEMA, an SBA loan, or CDBG-DR to fix my home after a hurricane?

After a federally declared disaster in Puerto Rico, repair money can come from FEMA (a grant), the SBA (a low-interest loan), or Vivienda's CDBG-DR programs (a longer-term rebuild grant). They don't replace each other — but skipping one step can cost you the next. Four quick questions.

30-second explainer· Video in Spanish

58s

The short version — then walk through the questions below for your situation.

Question 1 of about 4

Is the disaster federally declared and is FEMA's registration deadline still open?

Check DisasterAssistance.gov or call 1-800-621-3362.

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Educational only — not legal, tax, or financial advice. Typical ranges are shown; your contract, lender, and state law set the exact rules. MoneyFAQ is not a lender.