Affiliate Disclosures & Disclaimers

How We Make Money

MoneyFAQ is free because we work with advertising partners we have a paid relationship with. We may earn a commission when you click a link or explore an offer through our site. If you choose not to click those links or use the phone numbers listed, we are not compensated. The choice is always yours — our guides remain free either way.

Editorial Independence

The analyses and opinions on MoneyFAQ are our own. Our writers and editors follow guidelines designed to protect editorial integrity, and their judgments are not influenced by bias, conflicts of interest, or compensation. We create and publish free from internal and external pressure, because we can only succeed if you trust what we say.

Regardless of any partner relationship or compensation, we weigh many additional factors — the result of editorial research — when we write about the topics on this website.

How Offers Are Shown

Offers available through our partners are subject to change and may end without notice. While we try to feature as many relevant products as we can, we can’t include every product available in the market, and not all brands are shown. Research and business considerations may influence how and where offers appear.

How We Rank and Place Offers

Companies whose offers we feature must pass an initial quality screening: they must demonstrate integrity and fair dealing and, to the best of our knowledge, have no recent history of serious legal or ethical issues.

A partner’s performance and/or payout may influence its placement — including how often it appears and the order in which it is listed — except where prohibited by law. For example, partners sometimes receive premium or additional placement on our site and in our marketing. Ranking, ratings, and order are subject to change.

Other factors that may affect placement include historical data such as the number of visits to a partner site, sign-up and conversion rates, your device, operating system, approximate location, and even the day of the week or time of day.

Not Professional Advice

MoneyFAQ provides general educational information only. It is not financial, legal, tax, or investment advice, and it does not account for your personal circumstances. We are not a lender, bank, broker, or insurer. Opinions expressed here are the author’s alone and have not been reviewed, approved, or endorsed by any third party. Before making financial decisions, consider consulting a qualified professional.

Accuracy and Changes

We work to keep our content accurate and current, but we make no guarantee that it is complete, error-free, or up to date. Offers, rates, and terms are set by third parties and may change without notice. For questions, please contact us or read our Terms of Use and Privacy Policy.

AI-Assisted Content and Tools

Some of our educational articles, summaries, FAQs, and explanations are created or drafted with the help of artificial intelligence (AI) tools, and then reviewed by our team before publishing. We use AI to help explain financial topics in plain, everyday language — but AI can make mistakes, and it is not a substitute for professional advice.

Some of our calculators and interactive tools also use automated formulas and, in places, AI-assisted logic to produce estimates. These results are for general educational purposes only. They are simplified, rely entirely on the numbers you enter, and may not reflect your real rates, fees, approval odds, or personal situation. Always check the actual terms with the provider before making any decision.

By using MoneyFAQ, you understand that AI-assisted content and tools may contain errors or omissions, and you agree to independently verify any information that matters to your financial decisions.

Effective Date

This disclaimer is effective as of June 1, 2026.